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Africa’s Billion-Dollar Digital Banking Boom

๐ŸŒ Africa’s Billion-Dollar Digital Banking Boom From M-Pesa to Digital Neobanks in Nigeria and Ghana Published by WebDynasty | Fintech, Innovation, African Markets In the past decade, Africa has leapfrogged traditional banking models with the explosion of mobile money and digital finance. Now, the continent is entering a new phase: the rise of digital neobanks and billion-dollar fintech valuations. ๐Ÿ’ณ From M-Pesa to Mobile Wallets: The Foundation The foundation of Africa’s fintech revolution was laid by M-Pesa , launched by Safaricom in Kenya in 2007. It turned mobile phones into banking tools, especially for the unbanked rural population. By 2024, M-Pesa serves over 50 million users across multiple countries, enabling peer-to-peer payments, utility bill settlements, and micro-loans. This success inspired a wave of mobile wallets and payment platforms across the continent, especially in Nigeria, Ghana, Uganda, and South Africa. ๐Ÿš€ The Rise of Neobanks in Nigeria...

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